Social change work is hard and frustrating and wonderful and terrible; it is also, at times, funny, quirky and just plain fascinating. With this blog we hope to capture all that goes into what we do at Capital Good Fund, and we invite you to join the conversation!

Thursday, September 27, 2012

Officiating in the National Football League & Children Dying

Last Monday, two 'events' transpired, only one of which elicited national anger.  On the one hand, 25,000 children around the world died from eminently treatable illnesses like diarrhea--25,000 human lives, with all their potential, their beauty, their hope, snuffed out due to a lack of clean water to drink or cheap antibiotics to treat them.  On the other hand, the Green Bay Packers lost to the Seattle Seahawks on a last minute call that, observers around the country agree, was blown by replacement referees.  Now, there are many angles to this.  For one thing, the regular, unionized referees have been locked out by the NFL due to a dispute over pay and pensions, creating a fascinating dynamic whereby numerous anti-union figures, such as Wisconsin Governor Scott Walker, find themselves begging for a return to the unionized referees.  What's more, it's been absolutely fascinating to read about the fact that, despite a litany of horrible calls by these amateur refs, many of which have literally changed the outcomes of games, viewership has actually gone up!  So it seems that the old adage 'there is no such thing as bad publicity' holds true.

Anyway, where was I?  Oh, right, national anger.  So one of these two events got the President of the United States, presidential and vice presidential candidates Romney and Ryan, several governors, talk show hosts, tv show hosts, bloggers, newspapers and countless millions of ordinary Americans to unleash a unified crescendo of dismay, disgust and disdain for...the NFL.  The fact that so many died quiet deaths in distant villages, crowded cities and everything in between?  Not a peep.  Not a word.  Not even a side note on the evening news.

Am I surprised?  No, of course not.  And there's no use rambling on and on with an acerbic and cynical tongue about how much more Americans seem to care about football than about injustice.  Instead, I want to propose something.  It's an idea I got while thinking over the paradox that when 30 people are shot dead in a movie theatre, the entire nation is moved to support the victims, but when tens of thousands die in unspectacular--one might call it unglamorous--fashion, nothing happens, beyond the trickle of donations that reach NGOs around the world on an annual basis--donations that fall far short of what it would take to ensure dignity and justice for all human beings.  So here's the idea: one day, just one day, I'd like for the front page news in the New York times to read as follows;

"Today, 25,000 children around the world died for no other reason than that no one cared enough to keep them alive, just as 25,000 more children will die tomorrow, and the day after that, and in perpetuity until we decide to care."  The rest of the article will be a real article, treating the death of these children as though it were as 'exciting' as a war or a natural disaster, instead of the unnatural and entirely avoidable calamity and injustice that it is.

I wonder if such an article would spur people into action?  I mean, after the tsunami of 2004, or the earthquakes in Haiti or Pakistan, Americans, and people all around the world, contributed billions of dollars and got involved in countless other ways.  So if we could just frame daily suffering in the same way we view disasters and war, might we not see a similar outpouring?  And, most importantly, might we not see so many lives lost to apathy?

I challenge the New York Times, or any other media outlet, to publish a story of this nature and see what kind of impact it has.

Tuesday, September 4, 2012

T.E.C.H. -- A Harlem Children's Zone on Wheels

The Harlem Children's Zone (HCZ) is one of America's most well-known and impactful non-profits.  Their innovative model, which focuses on a 'cradle to college' approach to supporting children, has been replicated throughout the United States.  What's more, HCZ's dedication to data-driven programming has forced many in the education and broader non-profit fields to re-think how they do business.  For me, HCZ has been a source of inspiration because of the extent to which the organization takes a holistic approach to tackling poverty--recognizing that no one intervention will suffice to break the numerous and often impenetrable barriers to success faced by America's poor--and I congratulate Geoffrey Canada for pioneering the use of data, and for growing HCZ into what it is today.  At the same time, however, I have focused on one potential flaw to their model: it's cost and time-intensity.

In a recent article of mine, The Math of Social Change, I talked about how hard it is to accept that only a certain percentage of those we serve will truly benefit from the service.  I went on to explain that two  logical responses to this realization are to a) determine the characteristics of those that are likely to benefit and target the intervention to them, and/or b) increase the percentage of people that benefit from the intervention.  The necessity for both of these responses is born of the fact that social change work is all too often a zero sum game: with limited resources, the dollar spent on the person that does not benefit could have been spent on someone that would have benefited.  Therefore, it's imperative that we  do a better job targeting the right people, or ensuring that more people benefit from the intervention.


Summer PLUS -- A New Take on Summer Camp

As any regular follower of our work will know, we are obsessed with creating products and services that are replicable, sustainable and truly impactful.  For instance, realizing that truly ending poverty in the lives of our clients means breaking the intergenerational cycle of poverty in families, we launched the T.E.C.H. Program.  Under T.E.C.H., we offer our entire suite of products and services to low-income parents at partner elementary schools.  The theory of change is that by helping a family stabilize financially through financial coaching and free tax preparation, and gain access to technology through loans and training, the kids will do better in school and, in turn, in life.

However, we know that improving educational outcomes is a major challenge.  Given our passion for being honest with ourselves and others about what works and what doesn't, we decided to run a pilot summer camp at our first partner school, Pleasant View Elementary in Providence, Rhode Island, to see if adding a summer camp to the T.E.C.H. Program a) makes sense, b) is feasible and c) excites the kids.   Increasingly, our goal is to for T.E.C.H. to be a program for true transformation and change within a school and the school community.

The summer program, which we ran thanks to seven (7) summer AmeriCorps VISTAs and Dr. Gara B. Field, Principal of Pleasant view, was designed to eliminate summer learning loss, build character, instil a love of learning and introduce kids to technology.  The above video tells the story of the camp which was, in the opinion of everyone involved, a roaring success: the kids loved it and learned a ton, the counselors had a blast and felt like they made a difference, and the leadership at the school and the school district are thrilled with the results.  We want to be able to bring the summer PLUS model to every school with which we partner on T.E.C.H.!

Tuesday, August 7, 2012

FOR IMMEDIATE RELEASE: August 7, 2012
CONTACT: Chip Unruh (Reed), 202-224-4642
Andy Posner (Capital Good Fund), 401-339-5437

RI Non-Profit Wins $81,000 Community Development Grant


PROVIDENCE, RI – Capital Good Fund (CGF), a non-profit financial services organization based in Providence, will receive an $81,273 Community Development Financial Institutions Technical Assistance grant to help revitalize low-income communities in Providence and better serve all of Rhode Island.

“I am pleased Capital Good Fund has won this competitive grant to help revitalize communities in Rhode Island,” said Reed, a member of the Appropriations Committee. “Offering loans and financial coaching to communities and small business owners are smart ways to foster economic opportunity and community development.”

Saturday, August 4, 2012

The Math of Social Change


The fight for social/environmental justice, regardless of the form the battle takes, is deeply imbued with emotion: we want to hear about the life changed, the forest preserved, the child educated, the disease eradicated, the war averted.  And to be sure, whether one donates to a non-profit, works for an organization that seeks to better the world or volunteers for a cause, one’s time, money, sweat and tears will almost always achieve a positive impact, however infinitesimal.
However, there is also a math to social change that cuts through emotion and gets at a simple question: does a particular intervention actually achieve the desired impact?  As the Executive Director of a non-profit, I have dedicated my entire life to bettering the world.  For the past four years I have worked 60+ hours a week to grow an organization that can tackle poverty in America.  After all this work, after thinking for so long about what product, service or combination of the two can really change lives, and after serving hundreds of people with loans, financial coaching, free tax preparation and various workshops, I have been forced to come to a painful conclusion: no matter how many people you serve, only a certain percentage of those served will truly benefit from the service.

Thursday, July 19, 2012

An Ode to Martin Luther King, Jr.


‘The Ruins Proclaim the Building Was Beautiful’—Arab saying

The ashes of your life
Span the decades like the wake
Of passing birds or clouds,
Visible only to he who can hold
In abeyance the lust for reality.

I walk as you walked, on ground
Trodden by truncheons, by branches,
By the rise and fall of hopes and dreams
Swept clean by time, by men and women,
By a society made sick with cleanliness.

You waged a war of peace; your bombs
Were marches, sit-ins, speeches:
Where others won by shooting, your victory
Came from being shot, a wound
That rent asunder an edifice of hate.

You pulled and tugged with all your might
To bend the arc of history, to reshape
The world in the image of love and justice;
Yet to me you bequeathed both your joy
And your sorrow at an imperfect world.

Will I live and die as you did?
Will the silent suffering of the masses
Become a thunderclap in the loudspeaker
Of my heart?  What am I to make
Of a triumph tinged with tragedy?

Invisible injustice is blind to redemption;
A prison of sadness cages your spirit.
Dr. King, I shall remain shackled  to your vision 

Until both the jailer and the jailed
Walk free into the sunlight as brothers and sisters!


By Andy Posner

Sunday, July 1, 2012

Invisible Suffering

Last week I spoke at a support group for unemployed persons organized by the Catholic Diocese of Rhode Island and hosted at a church in Cumberland, RI.  Originally intended as an opportunity for me to speak about the products and services offered by Capital Good Fund and the process for accessing them--which I did--the meeting ended up opening my eyes to the extent to which low to moderate-income Americans are suffering, and how invisible that suffering is.  The attendees, numbering around 25, were all unemployed; some had not had work for years; others had recently been laid off.  They shared painful stories of mistreatment by employers, the bleakness of the job market, and the feeling that no one is advocating for them or doing anything to improve their lot.

As I discussed strategies for increasing income, including entrepreneurship, budgeting, resume building and taking online or other courses so as to build skills, I came to a painful realization: whatever the attendees might do to get a job would be at the expense of another person seeking that job.  Given the state of our economy, a job search is truly a zero-sum game, and without broader, macro-economic changes in the American system, that paradigm won't change.